Property Book Shop - How to Find a Home and Get a Mortgage on the Internet

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Manufacturer: John Wiley & Sons

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Binding: Paperback
Dewey Decimal Number: 025.0664312
EAN: 9780471380726
ISBN: 0471380725
Label: John Wiley & Sons
Manufacturer: John Wiley & Sons
Number Of Items: 1
Number Of Pages: 304
Publication Date: 2000-10
Publisher: John Wiley & Sons
Studio: John Wiley & Sons

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Summary: On target info for perspective home buyers.
Comment: Johnson's attempt to educate perspective home buyers on the use of the Internet to find homes and mortgages is a "must read" for home buyers.
It seems to give the home buyer control over most aspects of his/her "dreamquest." It is a "do it yourself" demostration, a "problem solving aid" which equips the reader with some of the tools necessary to get the job done. The potential careful reader quicky discovers that the Internet can ease or solve most problems dealing with the purchase of a home!

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Summary: What You Don't Know Will Hurt You!
Comment: Having purchased two previous homes, I thought I knew all there is to know: you call up a realtor who takes you around to see houses and you pick from a 30-year or a 15-year fixed rate mortgage. Wow! Was I wrong! Thanks to Randy Johnson's latest book on using the internet to find a home and get a mortgage, I now know that there are many types of mortgages available, many of them better- tailored to most people's needs than the two I've already named. I've learned the difference between a "mortgage banker" and a "mortgage broker" and that I may save thousands of dollars by using the services of an Upfront Mortgage Broker, one who agrees to sign a pledge to act in the best interests of the customer. I now know about the advantages of automated underwriting and the difference between rate versus fee when shopping for a mortgage. Imagine my astonishment to learn that paying points for a lower rate is a good strategy that may save me thousands of dollars in the long run! The author has made a highly technical subject easy to understand through charts and personal examples. I now have access to scores of helpful internet sites and forms to download. True to the book's title, I have shopped for a home in another state, qualified for a loan and am about to obtain a mortgage, all while sitting in front of my computer! If you, too, want to SHOP SMART for a home or mortgage, this is the book for you.

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Preview your new home on the Internet
Get comparative sales information
Qualify for the right loan

The do-it-yourself guide to home-hunting on the Web

Looking for a home? The Web offers you a wealth of resources-everything, that is, except a professional's advice. Now veteran mortgage broker Randy Johnson gives you the expert guidance you need to be a smart online shopper. In this clear, step-by-step guide, Johnson demystifies the homebuying process, explaining just how homes are appraised and priced, how the mortgage industry is structured, what a professional agent can and can't do for you, and more. Then he leads you online to the most useful Web resources for homes and mortgages. Using the Internet and this book, you'll have everything you need to make an intelligent decision about one of the most important choices of your life.

Use Cyberspace to Find Your Ideal Space!

How to find the right home on the Web
Research communities online-learn what the neighbors won't tell you
Sites that help you figure out what you can afford and what kind of mortgage is best for you
Getting a loan on the Web-pitfalls, cheats, and shady tactics to watch out for
Selecting a reliable agent
How to plan smart so you pay off your mortgage the month you retire